Try to count how many subscriptions you have. Not just streaming services – everything you pay for regularly. We’re willing to bet you might miss one or two on the first try. The large number of different directions our money pays for means that it’s easy to forget that you signed up for a free trial period up to a few months after they started billing you, for example.
This is where these applications come in. It helps you identify recurring payments that leave your bank account so you can make sure you actually want to subscribe to them all.
However, there are more applications than unsubscribing. They can help you renegotiate better deals for your smartphone contract, set up savings accounts for you, manage a more efficient way to pay off debts, reduce the amount you have to pay for a parking ticket. and many more – usually with minimal effort from you. In short, if you are interested in managing your money better and are willing to let a third party look at your finances to help you, they can do some of your work.
This means that you need to keep in mind that these applications, by their nature, need access to your financial records. By connecting them to your bank accounts, you trust them to treat your data securely and respectfully, and while we have no reason to suspect that any of these applications are unreliable, you should definitely read their privacy policies. Privacy.
Don’t pay
DoNotPay is marketed as the “first robot lawyer in the world” – ready and willing to help you challenge parking tickets, eliminate government bureaucracy, cancel forgotten digital subscriptions, deal with customer service representatives and more.
Set up the app on iOS and you’ll need connections to your bank and email accounts to start working your magic. In some cases, the app uses a simple chatbot to get information from you before working on your behalf behind the scenes, whether it’s getting the right documents submitted or entering the right appeals. You can also set up temporary phone numbers, email addresses, and even credit cards to test the app without sharing your actual details.
The service may even get hidden money that you may not realize you have – for example, refunded bank fees. The user interface is also intuitive, so it’s hard to get lost. Whether you have a specific problem that needs to be solved or you just want to see what DoNotPay can find, it’s worth a try.